Finance Toyota Financial Services

Essentially, it’s an interest rate that’s tailored to your financial circumstances. Instead of taking a one-size-fits-all approach, we use your credit score and other relevant criteria to calculate a rate that’s right for you. It doesn’t matter who you are or where in New Zealand you live, the same transparent and trusted process applies.

Using smart and sophisticated software, our Stores will calculate a rate based on your individual credit score and other criteria determined by us. No matter who you are or where in New Zealand you live, you can be sure of a transparent rate that’s tailored to your personal financial circumstances.

Toyota Finance is deeply committed to providing you with quality finance options that are tailored to your individual needs and circumstances. With Toyota’s Personalised Rates, you can be sure that you’re always getting a transparent interest rate for your loan.

There are lots of things that can affect your credit score, including your payment history, how much credit you have available and how many active credit accounts you have. Getting a quote does not impact on your credit score.

Unlike banks and other financial institutions, we calculate your rate based on your credit score and other personal criteria determined by us. This means you can always be sure of a rate that’s transparent and tailored to you.

Based on your credit score and other financial criteria, this is the only fixed rate that Toyota Finance can offer you right now.